Payments iniciation at Neon Bank
Open Finance payment initiation project at Banco Neon, responsible for designing the full experience of data sharing, consent management, transmission, and payments. The work establishes the foundation of Neon’s Open Finance ecosystem, integrating regulated flows into a clear, secure, and scalable experience.
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problem
Open Finance introduces complex, highly regulated, and fragmented journeys, with multiple technical steps that are hard for users to understand. The lack of a unified experience created friction, reduced trust, and limited adoption of payment initiation in a sensitive financial context.
solution
I led and designed the entire Open Finance experience, covering consent, data sharing, transmission, and payment initiation. I structured the information architecture, flows, and interface end to end, turning regulatory requirements into a clear, predictable, and trustworthy journey focused on scalability and real product impact.
Payment initiation in Open Finance emerges from the need to make a complex regulatory system usable for real people. In a context where trust is critical, the challenge goes far beyond technical implementation.
I led the full product design, connecting regulatory constraints, product decisions, and visual clarity into a single experience. The project unifies consent, data, and payments into cohesive flows, reducing friction and establishing the foundation of Neon’s Open Finance ecosystem. This initiative strengthens Neon’s position as one of the most user-centered and efficient fintechs in the credit and Open Finance space.
➡️ LINK TO FULL PROJECT IN FIGMA ⬅️
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